Lease Structures

What types of Lease Structures are available?

The lease/purchase plans offered by Public-Finance.com have features customized for each municipality covering several thousand to mult-million dollars. Examples include:

• Credit Lines
• Early Purchase Options
• Master Lease Programs
• Single Purchase Leases
• Special Payment Structures
• Escrow and Advance Funding
• Financing for Non-Profit Organizations

Comparing Municipal Leasing Quotes

There are several items that need to be considered when comparing other quotes to those offered by Public-Finance.com:

• Payments in arrears or advance
• Lease terms in months or years
• First payment due date
• Total cost of equipment
• Any points or "hidden" fees
• Lease commencement date
• Any required down payments
• End of lease residuals or buyouts
• Smoke & Mirrors - hedging escrow earnings used by lessor to "buy rate down"
• Periodic rate resets or rates that float
• Lease purchase (non debt) structures vs. bond issue (debt structures)

Any one or more of the above issues can make a large difference in how much your municipality spends on the lease purchase.